Radian Partners

Memphis: 901.202.3909 Nashville: 615.261.4632

Ahead of the Curve


Offering solid retirement plans, financial advice, and self-employment retirement plans for you
6060 Poplar Avenue, Suite 150
United States of America

GenXers face challenges unseen by previous generations. Just as many of us were graduating college, the Dot-Com bubble burst, then the U.S. suffered terrorist attacks. A few years later, the Great Recession struck and while that only lasted 18 months the effects are still evident today.

As many of us mature in our career, we know retirement age is nearing. Our ability to live comfortably and pay for medical care is a primary concern, but often not a primary focus.

Luckily, there is still a lot of time and you’re never too young to hire a financial advisor to help you get started. Here are a few strategies to motivate you:

A New Source of Pride – Our generation loves having new things – the newest cell phone, the largest TV, the coolest car. But the fact is, the things that often contribute to a long, healthy life don’t carry many bragging rights. Instead of buying a new cell phone, take pride in depositing those funds into your retirement account. Enjoy seeing those numbers grow, and take satisfaction in knowing that fund will serve you in the future. Take pride in knowing that you made the better decision – for yourself, your future, and your family.

Extra Income – Whenever possible, do a little work on the side to generate extra income. This could be providing consulting services, small home repair, or selling homemade soap at the farmers market. Not only is this an opportunity to do something you really love, this could mature into a steady stream of extra income for retirement. Of course, any net income should be directed straight to your retirement account.

Live Below Your Means – Have you been approved for a $500,000 mortgage? Spend $250,000 instead. Want to buy a new car? Try keeping your old car, or purchase a previously-owned car instead. Going out for dinner? Have dessert at home!


In all instances, moderation is key. The more money you keep in your pocket, the faster you’ll be able to retire.